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Use of the Card at any ATM of the Bank or another financial institution or establishment with whom the Bank has an Agreement for using the ATM of the mentioned financial institution or establishment during which case advance might be further topic to the applicable day by day withdrawal limit of the ATM. BRAC Bank Limited reserves absolutely the discretion and liberty to decline or honor the authorization requests on the Card without assigning any purpose. In certain instances, subject to its sole discretion, BRAC Bank Limited could require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction before approving it and charging it to the Card Account. «Terms and Conditions» means the terms and circumstances set out herein and/or as may be stipulated by BRAC Bank Limited every so often, as amended. «Cash Advance» means any amount obtained by the use of the Card, the Card number or the PIN or in any method authorized by the Cardholder from the Bank or some other bank or financial establishment for debit to the Card Account. «Card» means the Credit Card issued by the BRAC Bank Limited on the premise of utility made by the Cardholder under the name of VISA, MasterCard or JCB and likewise includes Primary, Supplementary/Additional and Replacement/Re-issued Cards.

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All statutory taxes, service tax, VAT, all other imposts, duties and taxes as could additionally be levied every so often by the Government or other authority in respect of or in connection with the Card. The money advance payment and finance cost are non-refundable. The Bank at its sole discretion could reverse the partial or full amount. «Minimum Amount Due» means the minimal quantity specified by the Bank in statement which if paid by the Payment Due Date will stop any late fee payment.

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